Discover The Benefits of Travel Insurance When Traveling to Tanzania

December 5, 2020
Tanzania Safari Guide

Choosing the right travel insurance plan can help cover you in cases such as cancellation or illness.

Picture seeing crocodiles sprawled across the grumeti river in Serengeti, or peering at tree climbing lions with Lake Mayanara Park as a backdrop. If this sounds like an exciting Tanzania safari tours to you, traveling to Tanzania is an excellent choice for your next vacation.

Tanzania’s vibrant landscape provides opportunities for visitors ranging from safari and beach holidays in Zanzibar to climbing Kilimanjaro tours! Of course, there’s far more than just the traditional safari out there as well. At Ernest Magic Tours & Safari in Tanzania, we also offer cultural safari trips, where you can travel with experts guides to local towns and study about the fantastic environmental initiatives happening all across the country.

But when you start to plan your Tanzania safari tours, don’t forget about travel insurance! Travel insurance not only offers you peace of mind but also ensures your holiday goes smoothly.

What is Travel Insurance?

Travel insurance protects you from potential issues you could encounter on your holiday. Traveling, especially internationally, is a significant investment. Purchasing insurance provides security financially, allowing you to rest assured that the cost of your vacation is covered.

Tanzania Safari Tours – What does the Insurance cover?

Travel insurance can cover a extensive variety of unforeseen circumstances. Some of these include:


One of the most common reasons globetrotters choose to purchase insurance is in case they become ill in a foreign country. The health insurance you may have in your home country is unlikely to apply if you require health care on your vacation. Some facilities also require payment for care upfront rather than billing it, which can be a significant expense that you don’t want to pay for out of pocket.

Travel insurance protect emergency medical evacuation, as well, which can be necessary for an emergency in a more remote area.  One example of this is air evacuation. While it can save your life, the process can cost over $100,000USD when not protected by any insurance. Requiring emergency medical transportation is unlikely, but it’s better to be prepared than stuck with a bill you can’t pay.

Choosing the right travel insurance plan can help cover you in cases such as cancellation or illness.


For many people, traveling overseas to go on an African safari tours is an investment. An adventurours like our weeklong safari in Tanzania to witness the annual wildebeest migration in Tanzania requires detailed planning on our end as well as yours.

However, even with careful planning, situations that can block your plans can arise. Perhaps someone in your party becomes too ill to leave home before the holiday begins, or there is a family emergency that makes it impossible for you to go on vacation. Good insurance takes this into account when creating your plan for coverage.

Minor mishaps

Travel insurance can also protect the smaller mishaps that can get in the way of your Tanzanian holiday trip. That can include a flight that is delayed for more than a few hours or a suitcase that gets lost or takes a long time to get back to you.

When you’re embarking across the world, you’ll be bringing some important items. You want to ensure they are protected should anything happen.

Different kinds of Travel Insurance

Not all travel insurance options are made equal. It’s easy to lean toward choosing the least expensive options out there, some of the higher-end travel Insurance companies are more expensive because they cover higher costs as well.

In most cases, the travel insurance companies you can choose from are based on your country of residence. We recommend you research the companies available in your area.

Some considerations to take into account when choosing your travel insurance include:

Are children coming with you on your Tanzanian Safari Trip?

Bringing children can add both excitement and unpredictability to international travel and may warrant additional insurance coverage.

Do you go on Vacation Trip Frequently?

Some travel companies have year-long travel insurance plans, designed for travelers taking multiple trips. However, if you’re currently only planning for one big vacation trip, choosing a plan for that trip would be a better choice for you.

Do you have Preexisting-Health-Conditions?

Some medical travel insurance plans have specific options for those with preexisting-health-conditions. If this is a thought for you, be sure to clarify this option with your chosen insurance company.

There are different types of travel insurance to choose from ensuring you’re protected for your trip.

How do I make sure the full cost of the Holiday Trip is covered or protected?

When buying a plan, make sure to read the fine print. Most plans only protect the specific items set out in the documents by your insurance policy.

Insurance plans also vary based on the maximum cost that they cover per traveler on a vacation trip. However, some insurance companies have options to extend coverage over the entire trip. Be sure to determine whether your whole vacation trip is covered when creating your plan.

Contact Ernest Magic Tours to schedule your Trip today!

Getting all squared away with travel insurance is key to having a stress-free adventure trip to the African savanna. If you have any questions or are ready to schedule your Tanzania safari, reach out to our team today!