Zanzibar Mandatory Travel Insurance—What You Must Know
What You Need to Know
Starting 1st October 2024, all foreign travelers visiting Zanzibar are required to purchase mandatory inbound travel insurance at a cost of USD 44 per person (same price for adults and children).
This insurance is
- Compulsory for all foreign visitors
- Valid for up to 90 days
- Required in addition to any personal travel insurance you may already hold
- Available exclusively through the Zanzibar Insurance Corporation (ZIC)
Travelers will not be permitted entry into Zanzibar without proof of this insurance.
What Does the Mandatory Insurance Cover?
The policy provides comprehensive protection during your stay in Zanzibar, including:
Medical & Health Coverage
- Emergency medical expenses (including epidemics and pandemics)
- Compulsory quarantine costs related to epidemics or pandemics
- Emergency medical evacuation and repatriation (including epidemics/pandemics)
- Extension of stay if medically unfit to fly (including one accompanying person)
- 24/7 emergency assistance services
Additional Coverage
- Personal accident coverage
- Repatriation of remains
- Personal liability
- Legal expenses
- Loss of baggage
- Passport and document loss
This standardized coverage ensures that all visitors receive consistent protection tailored to local healthcare systems and emergency response services.
Why Is Additional Insurance Required?
Many travelers ask why this policy is necessary if they already have travel insurance from their home country.
The Government of Zanzibar has clarified that this regulation ensures standardized protection specifically designed for local conditions. Insurance policies from international providers often vary significantly in coverage terms, exclusions, and emergency coordination within Zanzibar.
By requiring a locally administered policy, the government aims to:
- Guarantee uniform coverage for all visitors
- Reduce strain on local healthcare systems
- Improve emergency response efficiency
- Strengthen tourist safety and security standards
Background of the Policy
Tourism plays a vital role in Zanzibar’s economy, and visitor numbers have steadily increased in recent years. To enhance safety standards and ensure seamless medical support for tourists, the government introduced this mandatory insurance requirement as part of a broader visitor protection strategy.
How to Apply for Zanzibar’s Mandatory Insurance
The process is straightforward:
- Visit the official Zanzibar tourism website: https://visitzanzibar.go.tz/
- Complete the required traveler information
- Pay the USD 44 fee per person
- Receive a confirmation receipt with a QR code
Upon arrival at Zanzibar Airport, you must present this QR code to immigration officials along with your travel documents and visa (if required).
Please note:
- The coverage applies only within the Zanzibar archipelago.
- The policy must be purchased before travel.
- Tour operators (including Lion King) cannot purchase this insurance on your behalf.
- Family or group policy options may be introduced in the future.
For further clarification, you may contact the Zanzibar Insurance Corporation directly at:
Email: inbound@zic.co.tz
Other Destinations with Mandatory Travel Insurance
Zanzibar is not alone in implementing this policy. Several countries worldwide require proof of travel insurance upon entry to protect both visitors and local healthcare systems. These measures are designed to ensure travelers can access medical services quickly and efficiently without placing financial strain on local institutions.
Important Reminder for Travelers
When planning your trip to Zanzibar:
- Factor the USD 44 fee into your travel budget.
- Purchase the insurance before departure.
- Keep a digital and printed copy of your QR code confirmation.
- Maintain your own international travel insurance for broader global coverage.
Failure to obtain the mandatory Zanzibar insurance may result in denial of entry.
Final Thoughts
The introduction of mandatory travel insurance in Zanzibar reflects the government’s commitment to visitor safety and improved healthcare coordination. While the policy may raise questions, its goal is to provide peace of mind and ensure smooth medical support if needed during your stay.
We strongly recommend reviewing the policy details carefully and ensuring compliance before traveling. With proper preparation, you can focus on enjoying Zanzibar’s beautiful beaches, vibrant culture, and unforgettable experiences.
Travel smart, stay protected, and enjoy your journey.